Bankroll Survival Simulator

Last Updated: August 14, 2026 · Next review: September 2026

Ten thousand sessions, run in your browser, shown as a histogram instead of a single misleading average.

Worked example. £200 played at £2 a spin for 1,000 spins is £2,000 of turnover — more than the bankroll, because winnings are staked again.

Starting bankroll£200
Turnover if the money lasts£2,000
Expected cost of that turnover−£80

Enable JavaScript to run ten thousand sessions and see the spread of outcomes rather than this single average.

How this is calculated

Ten thousand sessions are simulated in your browser, spin by spin, stopping when the money runs out or the session length is reached. Nothing here is an average dressed up as a prediction: the histogram is the actual spread of where those ten thousand sessions ended.

Winning spins pay a log-normal multiplier, fitted so that the model reproduces both the RTP and the standard deviation of the volatility class you choose. That second number is what most explanations of RTP leave out, and it is the one that decides whether an evening is boring, expensive or memorable.

The mean of these sessions lands close to what the RTP predicts. That is the point of showing the distribution instead: the average is technically right and practically useless, because almost nobody has the average evening.

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FAQ

Why does the average look so much better than the typical session?
A handful of sessions finish far ahead and drag the mean up. The median — the middle session — is a much better description of an ordinary evening, and it is usually well below the mean.
Does a bigger bankroll improve my odds?
It lets you survive longer, which raises the chance of catching a large win, but it also exposes more money to the house edge. Longer play moves your result closer to the expected loss, not away from it.
Is high volatility better or worse?
Neither, in expectation — the RTP is unchanged. High volatility widens both tails: more sessions that bust early, and more that finish far ahead. Low volatility gives you a longer, flatter, more predictable slide.
Why is the right side of the chart cut off?
A small number of sessions end at many times the bankroll. Plotted in full they would compress every other bar into invisibility, so the chart clips at the 99th percentile and says so.

Special thanks to our author

James Carter
Payoutlab author James Carter iGaming analyst · 9 years reviewing offshore operators
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